:root{--blue:#293990;--mid:#3f4da1;--periwinkle:#5e6bb2;--teal:#4cb6ac;--aqua:#b3e0db;--ink:#20294b;--body:#414a61;--paper:#fff;--mist:#f4f8f7;--line:#dfe6e9;--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--body);font:16px/1.7 "Open Sans",Arial,sans-serif}img{max-width:100%;display:block}a{color:var(--blue)}a:hover{text-decoration:none}button,input,textarea{font:inherit}button{cursor:pointer}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--ink);font-family:Montserrat,Arial,sans-serif;line-height:1.13;letter-spacing:-.035em}h1{font-size:clamp(3rem,6vw,6rem);font-weight:800}h2{font-size:clamp(2rem,4vw,3.6rem)}h3{font-size:1.35rem}p{max-width:66ch}.wrap{width:min(1160px,calc(100% - 44px));margin:auto}.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:white;padding:8px}.skip:focus{left:8px}.topbar{background:var(--blue);color:white;font-size:.78rem;letter-spacing:.035em}.topbar-inner{display:flex;justify-content:space-between;gap:20px;padding:7px 0}.topbar a{color:white;text-decoration:none;font-weight:700}.topbar .broker{margin-right:18px;opacity:.85}.site-header{background:white;position:sticky;top:0;z-index:20;box-shadow:0 3px 18px rgba(27,40,83,.08)}.nav-row{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:26px}.brand{display:flex;align-items:center;flex:none}.brand img{width:215px;height:auto}.site-header nav{display:flex;gap:clamp(12px,2vw,30px);align-items:center}.site-header nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.86rem;white-space:nowrap;transition:color .2s}.site-header nav a:hover,.site-header nav a[aria-current]{color:var(--mid)}.site-header nav a:last-child{border:1.5px solid var(--blue);color:var(--blue);padding:9px 16px;border-radius:6px}.menu-toggle{display:none}.eyebrow{display:block;color:var(--mid);font-size:.72rem;letter-spacing:.19em;font-weight:800;margin-bottom:18px}.eyebrow.light{color:var(--aqua)}.button{display:inline-flex;align-items:center;gap:22px;background:var(--blue);color:white;text-decoration:none;border:2px solid var(--blue);border-radius:5px;padding:13px 20px;font-weight:800;font-size:.86rem;line-height:1.2;box-shadow:0 9px 20px rgba(41,57,144,.14);transition:transform .2s,background .2s}.button:hover{background:#172779;transform:translateY(-2px)}.button-light{background:white;color:var(--blue);border-color:white;box-shadow:none}.button-light:hover{background:var(--aqua);color:var(--blue)}.text-link{font-weight:800;text-decoration:none;color:var(--blue)}.light-link{color:white}.actions{display:flex;align-items:center;gap:30px;flex-wrap:wrap}.hero{background:var(--blue);color:white;overflow:hidden}.hero-grid{display:grid;grid-template-columns:51% 49%;min-height:630px}.hero-copy{padding:95px 70px 70px 0;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.hero h1{color:white;margin-bottom:26px}.hero h1 em,.page-hero h1 em{font-style:normal;color:var(--aqua)}.hero p{font-size:1.11rem;max-width:530px;margin-bottom:30px}.hero-caption{color:#bec8ed;font-size:.76rem;letter-spacing:.09em;text-transform:uppercase;margin-top:62px}.hero-photo{position:relative;margin-right:calc((min(1160px,100vw - 44px) - 100vw)/2);min-height:630px}.hero-photo>img{width:100%;height:100%;object-fit:cover}.photo-tag{position:absolute;bottom:30px;left:-35px;background:white;color:var(--ink);padding:17px 24px;box-shadow:0 18px 35px #15215b44}.photo-tag span{display:block;color:var(--mid);font-size:.62rem;letter-spacing:.18em;font-weight:800}.photo-tag strong{display:block;font-size:.96rem}.section{padding:95px 0}.warm{background:var(--mist)}.ink{background:var(--blue);color:white}.ink h2{color:white}.section-heading{max-width:790px;margin-bottom:42px}.section-heading p{font-size:1.1rem}.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.feature-card{display:block;padding:44px;border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;background:white;color:var(--body);transition:box-shadow .2s,transform .2s}.feature-card:hover{box-shadow:0 18px 40px #192b6a1c;transform:translateY(-3px)}.feature-card h3{font-size:2rem;margin:20px 0 14px}.feature-card p{min-height:78px}.feature-card b{color:var(--blue)}.feature-icon{font-weight:800;font-size:.72rem;letter-spacing:.18em;color:var(--mid)}.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(35px,7vw,100px);align-items:center}.split p{font-size:1.04rem}.split .button{margin-top:16px}.portrait-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}.portrait-pair img{aspect-ratio:4/5;object-fit:cover;border-radius:var(--radius)}.portrait-pair img:nth-child(2){margin-top:42px}.image-frame img{border-radius:var(--radius);width:100%;aspect-ratio:1.4;object-fit:cover}.image-frame small{display:block;margin-top:8px}.quote-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-bottom:30px}.quote-grid blockquote{margin:0;background:#ffffff14;padding:38px;border-left:3px solid var(--aqua);font:1.35rem/1.5 Georgia,serif;color:white}.quote-grid cite{display:block;font:700 .78rem/1.5 Arial,sans-serif;letter-spacing:.04em;margin-top:24px;color:var(--aqua);font-style:normal}.center-cta{text-align:center;display:flex;align-items:center;flex-direction:column}.center-cta p{margin:auto auto 25px}.page-hero{background:linear-gradient(125deg,var(--blue),#5364ad);color:white;padding:95px 0 102px;position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;right:-80px;top:-200px;width:600px;height:600px;border:100px solid #ffffff0c;border-radius:50%;pointer-events:none}.page-hero h1{color:white;max-width:850px;margin-bottom:22px}.page-hero p{font-size:1.15rem;max-width:690px}.page-hero .button{margin-top:18px}.page-hero .eyebrow{color:var(--aqua)}.page-hero.compact{padding:72px 0}.seller-hero{background:linear-gradient(125deg,#2a3b91,#42629d)}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}.step{padding:30px 25px;border:1px solid var(--line);border-radius:var(--radius);background:white}.step-num{display:inline-block;color:var(--teal);font-size:2rem;font-weight:800;letter-spacing:-.04em;margin-bottom:22px}.step h3{margin-bottom:13px}.step p{margin-bottom:0;font-size:.93rem}.form-card{background:white;border-radius:var(--radius);padding:40px;box-shadow:0 18px 45px #15265d14;scroll-margin-top:110px}.form-card h2{font-size:2rem}.form-card>p{font-size:.95rem}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-card label{display:block;color:var(--ink);font-weight:700;font-size:.8rem;line-height:1.3;margin-bottom:14px}.form-card label small{font-weight:400}.form-card input,.form-card textarea{display:block;width:100%;border:1px solid #cbd4df;border-radius:5px;padding:11px 12px;background:white;color:var(--ink);margin-top:7px;outline:none}.form-card input:focus,.form-card textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px #5e6bb234}.form-card textarea{resize:vertical}.form-card .button{margin-top:8px}.form-note{font-size:.72rem!important;color:#66718b}.trap{position:absolute;left:-9999px}.image-band{background:var(--blue);color:white;overflow:hidden}.image-band h2{color:white}.image-band img{width:100%;border-radius:var(--radius);aspect-ratio:4/3;object-fit:cover}.team-grid{display:grid;grid-template-columns:42% 1fr;gap:8%;align-items:center}.team-grid>img{width:100%;border-radius:var(--radius);aspect-ratio:4/4;object-fit:cover}.team-grid.reverse>img{order:2}.contact-line{border-top:1px solid var(--line);padding-top:18px;margin-top:25px}.contact-line strong,.direct-contact strong{font-size:.82rem;color:var(--mid)}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.review-grid blockquote{background:var(--mist);border-radius:var(--radius);padding:30px;margin:0;display:flex;flex-direction:column}.review-grid p{font:1.13rem/1.5 Georgia,serif;color:var(--ink)}.review-grid cite{font-size:.8rem;font-weight:700;color:var(--mid);font-style:normal;margin-top:auto}.quote-mark{font:3rem Georgia,serif;color:var(--teal);height:50px}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.compare{margin:0}.compare-images{position:relative;overflow:hidden;border-radius:12px;aspect-ratio:3/2}.compare-images>img,.compare .before img{width:100%;height:100%;object-fit:cover}.compare .before{position:absolute;inset:0;clip-path:inset(0 calc(100% - var(--position)) 0 0)}.compare-divider{position:absolute;left:var(--position);height:100%;width:3px;background:white;top:0;box-shadow:0 0 10px #0009}.compare-label{position:absolute;top:12px;background:#1b285ac9;color:white;padding:3px 9px;border-radius:4px;font-size:.72rem;font-weight:800}.before-label{left:12px}.after-label{right:12px}.compare input{width:100%;accent-color:var(--mid);margin:12px 0}.compare figcaption{font-weight:700;color:var(--ink)}.contact-split{align-items:start}.direct-contact{display:flex;align-items:flex-start;flex-direction:column;margin:32px 0}.direct-contact h3{margin-bottom:5px}.direct-contact a{font-size:1.05rem}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.resource-grid article{border:1px solid var(--line);border-radius:var(--radius);padding:28px}.resource-grid span{color:var(--mid);letter-spacing:.14em;font-size:.7rem;font-weight:800}.resource-grid h2{font-size:1.45rem;margin:18px 0}.resource-grid a{font-weight:800}.media-panel{background:var(--mist);border-radius:var(--radius);display:grid;place-items:center;padding:40px}.media-panel img{max-height:220px;width:auto}.narrow{max-width:750px}.prose h2{font-size:1.6rem;margin-top:35px}.footer{background:#202d78;color:#dce5ff;padding:70px 0 0}.footer h2{color:white;max-width:580px;font-size:2.6rem}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:80px;padding-bottom:60px}.footer-logo{width:110px;height:auto;filter:brightness(0) invert(1);margin-bottom:20px}.footer-contact{padding-left:30px;border-left:1px solid #ffffff36}.footer-contact>strong{color:var(--aqua);font-size:.82rem}.footer a{color:white}.footer-contact p{margin-top:20px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #ffffff34;padding:20px 0;font-size:.76rem}.footer-bottom div{display:flex;gap:20px}.footer-bottom a{text-decoration:none}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--teal);outline-offset:3px}@media(max-width:900px){.topbar .broker{display:none}.menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;background:none;border:0;padding:12px}.menu-toggle span{width:25px;height:2px;background:var(--blue)}.site-header nav{display:none;position:absolute;top:76px;left:0;right:0;background:white;box-shadow:0 12px 16px #1a275126;padding:20px 22px;flex-direction:column;align-items:stretch;gap:5px}.site-header nav.open{display:flex}.site-header nav a{padding:10px 0}.site-header nav a:last-child{width:max-content;padding:8px 14px}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:70px 0}.hero-caption{margin-top:40px}.hero-photo{margin:0 -22px;min-height:350px;height:420px}.photo-tag{left:22px}.review-grid,.resource-grid{grid-template-columns:1fr 1fr}}@media(max-width:680px){.wrap{width:min(100% - 32px,1160px)}.topbar-inner{font-size:.69rem}.topbar-inner>span{display:none}.brand img{width:180px}.hero h1{font-size:clamp(3rem,11vw,4.5rem)}.hero-copy{padding:55px 0}.hero-photo{margin:0 -16px;height:310px;min-height:310px}.photo-tag{left:16px;bottom:16px}.section{padding:65px 0}.page-hero{padding:68px 0}.page-hero h1{font-size:clamp(2.8rem,10vw,4.8rem)}.feature-grid,.split,.quote-grid,.team-grid,.review-grid,.compare-grid,.resource-grid,.footer-grid{grid-template-columns:1fr}.feature-card{padding:28px}.feature-card p{min-height:0}.portrait-pair{max-width:500px}.team-grid.reverse>img{order:0}.form-card{padding:25px}.form-grid{grid-template-columns:1fr}.footer-grid{gap:34px}.footer-contact{padding-left:0;border:0}.footer-bottom{flex-direction:column}.footer-bottom div{flex-wrap:wrap}.image-band img{max-height:300px}.contact-split{gap:30px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

.broker-logo{width:190px;height:auto;max-height:105px;object-fit:contain;object-position:left;margin:-16px 0 12px}.footer-badges{display:flex;justify-content:flex-end;align-items:center;gap:12px;padding:0 0 30px}.footer-badges img{width:67px;height:67px;object-fit:contain;background:white;border-radius:5px;padding:6px}.footer-badges img:last-child{width:64px;height:64px}